Downriver Community Federal Credit Union Go to main content

Share Certificates

You can earn higher interest rates with a Certificate from DCFCU. We offer terms ranging from 6 to 60 months with a minimum deposit of $2,000. Interest is paid monthly and can be compounded or deposited to your DCFCU Checking or Money Market Account monthly. The same options hold true for principal at maturity. Early withdrawal from any certificate may incur a dividend penalty.

*Annual Precentage Yield. Penalty for early withdrawal.  Minimum amount required to open certificate is $2,000, with a maximum of $250,000.

CD Special

Give your savings a boost with our CD Special!  Here are the details:

  • Interest Rate:  5.00% APY (dividends are paid monthly)
  • Minimum Deposit: $50,000
  • Maximum Deposit: $250,000
  • 90-day penalty for early withdrawal
  • Special rate is non-renewable

Limited Time Offer! Visit any of our office locations to take advantage of this special rate!

Share Certificate
Effective Date: Monday, December 4th, 2023
TermMin. Amt.RateAPY*
6 month $2,000.00 1.49% 1.50% APY
12 month $2,000.00 1.98% 2.00% APY
24 month $2,000.00 2.96% 3.00% APY
36 month $2,000.00 2.23% 2.25% APY
48 month $2,000.00 2.47% 2.50% APY
60 month $2,000.00 2.71% 2.75% APY
*APY = Annual Percentage Yield.


Go to main navigation