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Because we were originally started back in 1942 to provide a truly safe place for our members to save money, we are committed to this tradition by developing a great selection of accounts to encourage savings.

Whether you're saving for a new house or saving for retirement, we can help you make sure that you're going in the right direction.

Call us today!  One of our Member Services Representatives will review your options, or if you need investment advice, will schedule an appointment with one of our Investment Partners!

Every savings account at Downriver Community Federal Credit Union is Federally Insured up to $250,000 by the National Credit Union Association (NCUA). This share insurance fund, an independent agency of the federal government, also insures credit union IRAs up to $250,000.

Christmas Club

A Christmas Club account is a great way to save for your holiday purchases and can be opened any time during the year. Members earn a regular dividend while accumulating funds through payroll deduction or deposits in person. Funds and earnings are made available on November 1st of each year, just in time for the Christmas shopping season!

No minimum balance is required. Earns daily dividends that are paid quarterly.

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