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Heritage Park Church and Bridge

Credit Report Resources

ExperianDownriver CU provides various resources that will help you manage your credit score. The information contained on a credit report could affect your mortgage rate, credit card approvals, apartment requests, job application, and more.  Check out the links below for valuable tools that can assist you as you work to improve and maintain the best score possible!  

  • Dispute Inaccuracies Online (Experian) - The Experian website will take you through the steps to correct inaccuracies on your Credit Report for free!  You can start a new dispute online, sign in to check an existing dispute, get instructions for disputing by mail, and view results of a phone or mail dispute. 
  • Credit Sense - a free service offered through our Online Banking and Downriver CU Mobile Banking services that is designed to help you understand your current credit score, give access to your full credit report, provide credit monitoring alerts, show you how you can improve your report and your score, and see ways you can save money on new and existing loans with us. 
  • - Federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company (TransUnion, Equifax, Experian) so that you can ensure that the information on all of your credit reports is correct and up-to-date!

Here are some common FAQs relating to Credit Reports and our Credit Sense service:

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