Downriver Community Federal Credit Union wants to help grow local businesses. Our strong roots within the Downriver Community provide us with a unique understanding and the flexibility to look at each business owner’s individual needs when making important lending decisions.
A variety of lending options to meet your needs:
- Business Credit Card – Allows you to track your business purchases.
- Business Line of Credit – Assists with short-term financing needs.
- Business Term Loan – For equipment and vehicle purchases.
- Commercial Mortgage – For the purchase or refinance of your owner-occupied business property.
Business Loan Application Documents:
- Application Checklist
- Business Credit Application
- Personal Financial Statement
- Environmental Questionnaire
- VISA Business Credit Card Agreement
Here are some frequently asked questions that may be helpful to you:
Yes. At DownriverCU, we keep it simple. We offer just one business banking package, which includes our Simple Business Savings and our Simple Business Checking, making DownriverCU an easy choice to meet the growing needs of your business. To find out more details, including what is needed to open an account, please visit our Simple Business Banking page.
The DownriverCU Community Room (located in our Southgate office on 15261 Trenton Rd., just south of Eureka Rd.) is a state-of-the-art meeting facility that is available for use by local businesses, organizations, and community groups on a limited basis mainly during the credit union's regular business hours. The facility features approximately 1,200 square foot conference room space which can be used for business meetings, workshops, training sessions, networking events, online video-conferencing, and more!
Click here to learn more about the Community Room or to request a reservation
If you are a current member, you can use the "Enroll Now" link which is located in the Online Banking section on each page of our website. If you are not a current member, please contact a Member Services Representative who would be happy to get you started!
Yes, we do offer free bill pay service through our Online Banking or Mobile Banking services.
If you would like to speak to a Member Services Representative regarding our bill payment service, please call 313-386-2200, Option 4.
Yes, we do offer both incoming and outgoing wire transfer services for our members.
For Outgoing Wire Transfers: Please visit one of our office locations to begin the process or call 313-386-2200, Option 4 for any questions you may have.
For Incoming Wire Transfers: Please provide the sender with a copy of our Incoming Wire Transfer Instructions form.