| Credit Cards |
| Effective Date: Monday, December 4th, 2023 |
| Name | APR as low as* |
| VISA Gold |
10.99% |
| *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score. |
| MyMoney Loan |
| Effective Date: Monday, December 4th, 2023 |
| Name | APR as low as* |
| Share-Secured |
5.00% |
| Certificate of Deposit-Secured |
5.00% |
| Hi-Yield Savings-Secured |
5.00% |
| * APR = Annual Percentage Rate. Rates subject to change. |
| Personal Unsecured Loans: |
| Effective Date: Monday, December 4th, 2023 |
| Name | APR as low as* |
| Variable Line of Credit |
10.50% |
| Closed-End |
11.00% |
| *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score. |
| Auto Loans: |
| Effective Date: Monday, December 4th, 2023 |
| Term | APR as low as* |
| NEW - up to 84 months |
6.75% |
| USED - up to 60 months |
7.75% |
| *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score. |
| Motorcycle Loans: |
| Effective Date: Monday, December 4th, 2023 |
| Term | APR as low as* |
| NEW (up to 60 months) |
8.50% |
| NEW (up to 72 months) |
9.50% |
| USED (up to 48 months) |
9.50% |
| USED (up to 60 months) |
10.50% |
| *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score. |
| Recreational Vehicle Loans |
| Effective Date: Monday, December 4th, 2023 |
| Name | Term | APR as low as* |
| New RV |
up to 60 months |
5.90% |
| New RV |
up to 120 months* |
6.50% |
| USED RV |
up to 60 months |
6.55% |
| USED RV |
up to 120 months* |
7.80% |
| *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score. Loan terms greater than 60 months require a minimum loan amount of $10,000. |
| Home Equity Line of Credit Rates |
| Effective Date: Monday, December 4th, 2023 |
| Name | APR as low as* |
| Home Equity Line of Credit |
8.50% |
| *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score. |
| Fixed Rate Home Equity Loan |
| Effective Date: Monday, December 4th, 2023 |
| Name | Term | Rate | Fee |
| Fixed Rate Home Equity Loan |
10-Year |
9.50% (APR) |
$500.00 |
| Fixed Rate Home Equity Loan |
15-Year |
11.00% (APR) |
$500.00 |
| * APR = Annual Percentage Rate. Approval subject to 80% Loan-to-Value (LTV) and minimum credit score requirements. $500 fee covers underwriting and appraisal costs. |
| Share Rates |
| Effective Date: Monday, December 4th, 2023 |
| Name | Rate (APR*) | APY** |
| Prime Share Savings ($0 - $24,999) |
0.10% |
0.15% |
| Prime Share Savings ($25,000 to $99,999) |
0.15% |
0.20% |
| Prime Share Savings ($100,000 or more) |
0.20% |
0.25% |
| Special Savings |
0.02% |
0.02% |
| Christmas Club |
0.10% |
0.10% |
| High-Yield Savings ($0 - $24,999) |
0.20% |
0.25% |
| High-Yield Savings ($25,000 to $99,999) |
0.40% |
0.50% |
| High-Yield Savings ($100,000 or more) |
0.60% |
0.75% |
| Checking Account ($0 to $4,999) |
0.00% |
0.00% |
| Checking Account ($5,000 or more) |
0.00% |
0.00% |
| Business Builder Checking |
0.00% |
0.00% |
| Business Buider High-Yield Savings |
0.20% |
0.25% |
| *APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rates are as low as and subject to change without notice. |
| Share Certificate |
| Effective Date: Monday, December 4th, 2023 |
| Term | Min. Amt. | Rate | APY* |
| 6 month |
$2,000.00 |
1.49% |
1.50% APY |
| 12 month |
$2,000.00 |
1.98% |
2.00% APY |
| 24 month |
$2,000.00 |
2.96% |
3.00% APY |
| 36 month |
$2,000.00 |
2.23% |
2.25% APY |
| 48 month |
$2,000.00 |
2.47% |
2.50% APY |
| 60 month |
$2,000.00 |
2.71% |
2.75% APY |
| *APY = Annual Percentage Yield. |
