Downriver Community Federal Credit Union Loan Application

* Application Type

Individual
Joint

* Loan Type Requested

* Referred By:

Member Number (existing members only)

* Loan Amount Requested

* Property Address

Estimated Home Value:

IMPORTANT NOTICE: This form will begin the process for your loan application. Our goal is to provide you a loan decision as quickly as possible, but no later than 24 hours from the time of application. All applications submitted on weekends, holidays, or after 2:00 p.m. on Friday will receive a response on the next business day. One of our Home Loan Specialists will contact you to obtain any necessary documentation and final signatures that may be required to advance funds. If you do not receive a call within the time frame specified, please contact our Home Loan Department atÂ 313-386-2200 x1137.

GOVERNMENT MONITORING INFORMATION

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one orÂ more "Hispanic or Latino" origins, and one orÂ more designations for "Race".

The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to provide some or all of this information, please check below.

* Borrower: Ethnicity

* Borrower: Race

* Borrower: Sex

Female
Male
I do not wish to provide this information

* Co-Borrower: Ethnicity

* Co-Borrower: Race

* Co-Borrower: Sex

Female
Male
I do not wish to provide this information
No Co-Borrower

BORROWER INFORMATION

* Full Name

* Social Security Number

* Date of Birth

* Telephone

( ) - ext

* Email Address

Street Address

City

State

Zip Code

Years There

Employment Information

Current Employer

Employer Address

Hire Date

Phone Number

( ) - ext

Position

Gross Monthly Income

Other Income

Source

Other income such as alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered.

CO-BORROWER INFORMATION (If Applicable)

Full Name (Co-Borrower)

Social Security Number (Co-Borrower)

Date of Birth

Telephone

( ) - ext

Street Address

City

State

Zip Code

Years There

Employment Information

Current Employer

Employer Address

Hire Date

Phone Number

( ) - ext

Position

Gross Monthly Income

Other Income

Source

Other income such as alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered.

Home Equity Loan Application