Mortgages

Downriver Community Federal Credit Union can help you finance your home! Together with our mortgage partner, Mortgage Center, we are able to offer you a variety of mortgage loans, no-cost pre-approval, and great service. For over 30 years, the experts at Mortgage Center have been taking the uncertainty out of financing, by making the process simple and easy to understand.

Refinancing Your Home – Ask us how you may be able to lower your monthly payment and possibly pay off your mortgage faster.

Purchase A Home – If you want to purchase your first home or are looking to move to a new home, now is the time to take advantage of low down payments and affordable monthly payments. Get your free pre-approval today to find out how much you can afford and to make your purchase offer more attractive to sellers.

Open the Door to Something Great! For a limited time, get $500* off your closing costs with a Downriver CU Home Mortgage!

Have Your Dream Home Built – You will save money and time with Mortgage Center’s One Time Close Construction Loan. This unique construction loan gives you up to one year to have your dream home built. Once construction is complete, your loan will automatically convert to a traditional mortgage.

Get connected with an experienced mortgage expert by calling 800-353-4449 and explore your options today.

Mortgage Center NMLS# 282701

* $500 Closing Cost promotion is on purchase loan transactions and saves you $500 on your closed home loan’s closing costs. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Application must be taken between March 2, 2026 and April 30, 2026. Mortgage amount must be between $40,000 and $832,750 to be eligible. Mortgage rates current as of 02/13/2026, and assume a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan with a 30 year term and an amount of $225,000 at an interest rate of 5.875% and an APR of 5.998% has a payment of $1,330.96 with 0 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Up to date rate information can be found at https://link.edgepilot.com/s/d470311e/9kl9p5OO4EK8qApr8UmiTw?u=https://mortgagecenter.com/downrivercu/rates/.

Offer applies to Residential Conventional First Mortgages financed with Mortgage Center and excludes government-backed loans, refinance loans, and loans for investment properties. This offer can only be used once in a 24-month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply.