Business Checking
At large banks, just selecting an account can be a complex decision. At DCFCU, we keep it simple. We offer just two business checking accounts, a Business Basic and a Business Builder, making it easy to choose the right account to meet the growing needs of your business.
A simple, hassle-free checking account for home-based businesses, entrepreneurs, and business professionals who don’t want to worry about maintaining a higher minimum balance.
- No transaction limitations and no monthly service charge.
- Interest-bearing account helps you make the most of your money.
| Business Basic Checking | |
| Effective Date: Monday, March 30th, 2020 | |
| Options/Fees | |
| Minimum Balance | $100.00 |
| Minimum Balance Fee | $3.00 |
| Transaction Allowance | Unlimited |
| Per Transaction Fee | None |
| Per Item Fee | None |
| Monthly Service Charge | None |
| Annual "Business Builder" Benefit | None |
| Interest-Bearing | No |
| Online Banking | FREE |
| Online Bill Pay | $5.00 |
| VISA Debit Card | FREE |
| Notary Service | FREE |
| Wire Transfer-Incoming | FREE |
| Wire Transfer-Outgoing | $20.00 |
| Foreign Wire Transfer | $35.00 |
| Returned Item Fee | $30.00 |
| Check Printing | Varies |
| Overdraft Protection | Available |
| Payroll Services | Available |
| Merchant Services | Available |
| Business VISA Credit Card | 1% Cash Back |
| Bonus Rate on High Yield Savings | No |
