One Simple List That Could Make a Big Difference

Your will explains your wishes. But would your loved ones know where to start?

Imagine someone you love trying to find your insurance information, important documents, or even the password to your family photo collection.

Would they know where to look?

That's where a simple Letter of Instruction can make a big difference.

Unlike a will, this informal document isn't legally binding. Instead, it serves as a practical guide to help your loved ones find important information when they need it most.

Here are five things worth including:

• Where things are kept. Important documents, insurance policies, and financial records.
• Who to contact. Your attorney, financial advisor, insurance agent, and other important contacts.
• Your digital life. Where to find secure access instructions for online accounts and treasured photos.
• Everyday responsibilities. Recurring bills, subscriptions, and even arrangements for your pets.
• Personal wishes. Meaningful possessions, family traditions, or messages you'd like to leave behind.

Keep your instructions in a secure location and make sure someone you trust knows how to find them.

A little organization today can mean a lot less uncertainty for someone you love tomorrow.

And remember, a Letter of Instruction complements an estate plan—it doesn't replace one.

Ready to put your wishes in writing? Explore how Trust & Will can help you take the next step through Downriver CU.