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Auto Loans

We're helping our members go places!  Not only do we help you with financing for your vehicle, but we also help you in your search for a vehicle. 

We provide a variety of resources both online and through our partnership with local dealers. 

  • Save time with our convenient Pre-Approval.
  • Save money with our great loan rates.
  • Save gas with our online search of local dealers.

You can rely on us to help you search, compare, and finance your next new or used vehicle!


Celebrate America's 250th Anniversary with Lower Auto Payments

*APR = Annual Percentage Rate. Example payment based on a $32,000 vehicle loan with 72 monthly payments. Estimated payment examples are for illustrative purposes only and do not guarantee individual savings. Actual payment reduction may vary based on loan amount, term, creditworthiness, collateral qualifications, and underwriting criteria. Offer valid on vehicle loans refinanced from another financial institution between June 1, 2026 and July 31, 2026. Rate reduction of 2.50 percentage points applies to applicant’s current qualified auto loan rate and is subject to minimum floor APR of 3.00%. Existing Downriver Community Federal Credit Union loans are not eligible. $250 cash back provided at loan closing. Subject to credit approval and normal underwriting guidelines. Well-qualified borrowers only. Membership eligibility required. Other restrictions may apply.

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You could save hundreds on car insurance


Auto Buying Tool

Looking for a car, but don't know where to turn?  Check out our indirect car buying and loan service!

*Please Note:  Loan applications applied using this indirect service are not eligible for the current auto loan promotion.

Get Pre-Approved Today!


Saving on car insurance. Get a quote. TruStage Insurance Company.

New & Used Vehicles

Our Member Satisfaction Specialists will be happy to help you with the financing for your next new or used vehicle.

Our Vehicle Loans Offer:

  • Low rates
  • A variety of terms
  • Convenient pre-approval
  • Online, phone or in-branch applications
  • Optional GAP coverage
  • Optional Mechanical Breakdown coverage

Apply for a DCFCU New or Used Vehicle

After-The-Sale Refinancing

Did you purchase a new vehicle within the last 12 months and finance it elsewhere? If your answer is yes, then we have a special offer for you! Refinancing is a great way to save money by lowering your payments and better yet, we will give you our current new vehicle rate. Call a Member Satisfaction Specialist today for more details.

Apply now for a DCFCU Auto Loan

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